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Matter intelligence, from service to settlement.
Lumios opens the matter the minute it lands, finds the answers in your own systems, drafts the response, tenders the claim and prices the outcome, then shows you the portfolio and the spend behind all of it.
app.lumios.law/matter/in-re-vasquez
In re Elena Vasquez
AAA consumer arbitration · TCPA · pre-litigation · opened 4 minutes ago from legal@
Response due Aug 4
What landed
AAA Case Filing Services
09:14
Notice of arbitration: In re E. Vasquez (LUM-24832)
Claimant alleges text messages continued after a STOP revocation; demand for statutory damages under the TCPA…
AAA-24832-demand.pdf · 14 pp.
Arbitration
TCPA
AAA consumer
Cluster · 16 matters
Pulled from your systems
Revocation on file: 5 messages after opt-out
comms_consent_store · SMS send logs
Two custodians identified and put on hold
Payments Ops · Comms Platform
E&O policy located, tender drafted
TPC-EO-26-514209 · retention $250,000
What Lumios opened
Forum
AAA Consumer Arbitration
Response due
Aug 4, 2026
Exposure
$34K–$47K to close
Defense
Settle at fair value
Cluster
TCPA wave · 16 matters
Already done
09:16
Matter opened, owner assigned, six dates calendared
09:18
Litigation hold issued to 2 custodians
09:24
Consent and send logs pulled, 5 post-revocation messages found
09:31
E&O tender drafted to Continental Indemnity
Hold sent
Tender drafted
Calendared
9 systems queried · 1,204 records reviewed · full trace attached to every step
2m 14s
The same run happens on every matter type:
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Portfolio
01 / 06
Every matter in one place
Litigations, arbitrations, subpoenas, demands and regulatory inquiries in one docket, with exposure, phase, spend and the cluster each one belongs to. Lumios also names the defect underneath a wave and drafts the policy change that stops the next one.
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Mass-arbitration wave detected: 44 consumer arbitrations across 5 claim families; three systemic fixes would stop 3 of the 5 waves at the source. 2 policy changes recommended.
Active 52
Pre-litigation 26
Pleadings 16
Discovery 4
Dispositive 1
Settlement 5
Resolved 29
Delgado v. Cirrus Pay, Inc.
Putative class action · N.D. Cal. · Cartwright Ellis LLP
Litigation
Discovery
MSJ due Sep 12
Filed Mar 02, 2026
$4.2M
demanded
$612K billed
$1.4M to close
52% strong defense · 35% real
TCPA: text messaging
TCPA 47 U.S.C. 227 · Ravel & Stroud LLP
Arbitration
Cluster · 16 matters
15 due this week
Newest Jul 14, 2026
$8K
of $119K claimed
$68K billed
$83K to close
69% strong defense · 25% real
Multistate AG inquiry: servicing disclosures
8 attorneys general · handled in-house
Regulatory
Response drafted
Response due Aug 19
Received Jun 30, 2026
—
penalty exposure
$46K billed
$88K to close
Consent-order risk: low
Ramirez v. Cirrus Pay, Inc.
Employment · wage and hour · Brennan Fox LLP
Litigation
Pleadings
Mediation Oct 08
Filed Jan 19, 2026
$860K
demanded
$188K billed
$240K to close
64% strong defense · 20% real
Subpoena response: Halcyon Retail (S.D.N.Y.)
Rule 45 non-party subpoena · transaction records
Discovery
Auto-created
Objections due Jul 30
Rule 45(d)(2)(B)
—
exposure
—
projected cost
Opened 4 minutes ago from legal@
7 active matters + 45 arbitrations
$21.6M open exposure
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